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101 Credit Report - Get your credit report

Are you a good risk for a credit card or auto loan?  Did you omit  some important background information on that job application? Did you fail to mention on your rental application that you were evicted from your apartment two years ago?  Where else have you been applying for credit recently?

Lenders, landlords, employers, insurance companies and others use your credit report to answer these and other questions about you.  If the information is not exactly right, it can make you look bad.

The 101-CreditReport website gives you a way to see your credit report right now on your computer screen. If you want to be especially thorough in your credit check up, we can send you a report that combines the reports of the three national credit reporting agencies: Experian, Equifax, and Trans Union. We can even notify you, by email, of changes in the report during the year.

Our credit Helper talks about the things we are most often asked: Addresses and phone numbers of the three main bureaus, how to prevent -- and what to do about -- identity theft, the procedures for correcting or removing inaccurate items on your credit report, and the role that your credit score plays with many lenders.  We even tell you where and how to get free credit reports.

 

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